Private financing potentially available. Discover a rare opportunity to own two adjoining parcels totaling 0.92 acres in the highly sought-after Swan Shores community. Nestled among mature trees for shade and privacy, this charming secondary waterfront 4 bedroom, 2 bath, 2,435 sqft home offers the perfect blend of rustic character and everyday comfort. Recently updated with new granite countertops, flooring, windows, and appliances, the main home sits on 0.46 acres and features vaulted ceilings, large windows that fill the space with natural light, and a flexible layout with three levels. The spacious walkout basement with separate entrance features a large family room, a second kitchen and additional laundry area, making this space perfect for extended family & guests. Step outside onto the wrap-around deck, where you can relax and take in sunset views of Gypsy Bay and surrounding mountains—an ideal setting for entertaining or unwinding in nature. The second 0.46-acre parcel adds exceptional value with a large detached 2-car garage, complete with dual lean-tos for additional storage and a private sauna for year-round relaxation. Whether you’re seeking a vacation getaway, full-time residence, or an income producing rental property, this unique offering delivers on every front.